Privacy Policy

1. Introduction

At Belmont Financial Services Ltd ("Belmont Finance", "we", "us", or "our"), we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, store, and disclose your personal information in accordance with the Privacy Act 2020 (New Zealand).

2. Information We Collect

We may collect personal information when you interact with us, including when you:

• Apply for or use our financial services

• Visit our website

• Contact us by phone, email, or online forms

The personal information we may collect includes, but is not limited to:

• Your full name and date of birth

• Contact details (such as address, phone number, and email)

• Employment and income information

• Identification documents

• Financial and credit history, including credit reports from credit reporting agencies

We collect credit history information as part of assessing applications for finance. If you choose not to provide certain personal, financial, or credit-related information, we may be unable to proceed with your application and may need to decline it.

3. How We Use Your Information

We collect and use your personal information to:

• Provide financial products and services to you

• Assess your creditworthiness and financial position

• Submit and manage loan or finance applications on your behalf

• Comply with our legal, regulatory, and contractual obligations

• Communicate with you regarding your application or our services

4. Sharing Your Information

We may share your personal information with:

• Lenders, credit providers, and financial institutions involved in your application

• Credit reporting agencies

• Government and regulatory bodies, when required by law

• Any other third parties with your express consent or as permitted by law

5. Security

We take reasonable steps to ensure your personal information is kept safe from loss, unauthorised access, misuse, or disclosure. This includes both digital and physical security measures.

6. Access and Correction

You have the right to request access to the personal information we hold about you, and to request corrections if you believe it is inaccurate or incomplete. Please contact us using the details below to make such a request.

7. Independent Advice

If you are unsure about any part of the application or finance process, we recommend seeking advice from an independent financial adviser before making any decisions. This helps ensure you fully understand your obligations and the financial products you may be considering.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The most recent version will always be available on our website and will apply from the date it is published.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

Belmont Financial Services Ltd
Website: www.belmontfinance.co.nz